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For Business Owners

Funding that moves at the speed of your business.

You have the order, the contract, or the project. We provide the capital — structured against the transaction, decided in days, and backed by a partner who stays engaged until the work is done and the money is in.

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What We Fund

Four ways to fund your transaction

Our lending is secured against the strength of your transaction — the confirmed order, the quality of your debtor, the contract in hand — not just your balance sheet.

01

Purchase-Order Finance

You've won the order but need capital to deliver it. We fund the goods and inputs against your confirmed purchase order, and settle when your client pays.

02

Invoice Discounting

Work delivered, invoice issued, payment 30–90 days away. We advance against your quality invoices so your cash flow keeps pace with your order book.

03

Contract-Backed Finance

A works order, service contract, or off-take agreement in hand. We structure funding against the contracted income stream so you can mobilise and deliver.

04

Cashflow-Based Lending

Established, cash-generative businesses that have outgrown bank appetite. We lend against demonstrated cash generation, with terms built around your cycle.

Beyond Working Capital

Building a project? In distress?

Working capital is where most relationships start — but not where they end. We also fund development-stage projects and partner with owners of businesses under strain.

Capital Project Financing

Development funding for agricultural and agri-processing projects — from land preparation and primary production through to processing infrastructure and offtake. Structured around project milestones, with hands-on support to bankability.

Distressed & Turnaround Situations

If your business or asset is under pressure, we can provide liquidity when it matters most — acquiring or recapitalising, stabilising operations, and restoring cash generation with discipline and discretion.

How It Works

From enquiry to drawdown

Transaction-secured decisions in days — underpinned by disciplined pricing, robust security, and institutional-grade documentation.

01

Tell us about the transaction

Share the order, invoice, contract, or project. A TQA principal reviews every enquiry personally and responds within two business days.

02

Assessment & structuring

We assess the transaction — your debtor, the milestones, the security — and structure a facility that fits it. You'll know exactly what it costs before you sign.

03

Drawdown

Funds flow against agreed milestones with defined drawdown conditions, so your suppliers are paid and your delivery stays on schedule.

04

Delivery & settlement

We stay engaged through delivery. When your client pays, the facility settles — and the next transaction gets easier.

Have a transaction that needs funding?

Tell us about the order, contract, or project. A TQA principal will respond within two business days, in strict confidence.

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